Required Minimum Distribution age change effective January 1, 2023
The secure ACT 2.0 was passed by Congress on December 29th last year and it includes sweeping change for all types of retirement accounts including 401k, 403b, SEP IRA, Simple IRA, Roth and Traditional IRAs. Many of the changes don’t take effect until 2024 and beyond, but there is one BIG item that is effective…Read More
“Faith is taking the first step even when you can’t see the whole staircase.” ― Martin Luther King Jr.
Today we honor Martin Luther King Jr and thank him for his tireless efforts in the fight for equality, peace and justice for people regardless of their race.Read More
Where is the stock market going so far this year?
The stock market seems to be looking for its next catalyst to move higher or lower, but there hasn’t been any definitive data either way. Headlines point to recession as economic activity, based on incoming data, suggests a slowdown that’s gaining momentum. Banks have begun to tighten lending standards that were already fairly conservative. The…Read More
Happy New Year
Welcome 2023! We hope this year is filled with – *new ideas *new beginnings * new adventures * and new prosperity Happy New Year from the Team a Pacific Coast Financial ServicesRead More
Happiest of Holiday to You
From the team at Pacific Coast Financial Services, we wish you a peaceful and joyful holiday!Read More
What is the silver lining investment losses?
Is there really a silver lining to losses in your investments? You may be able to improve your tax situation by realizing losses. This can help for the 2022 tax year, and in future years too. A capital loss happens if you buy an investment and then sell it for a lessor value. For example,…Read More